How It Works
Enter your ZIP code and tell us what coverage you are looking for in Colorado
See what Colorado requires and compare quotes from licensed carriers
Choose coverage that meets Colorado requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Covers damage you cause to others. Every vehicle on a multi-car policy must carry at least your state's minimum liability limits.
Full Coverage Car Insurance
Liability plus collision and comprehensive. You can put full coverage on one vehicle and liability only on another — both on the same policy.
Uninsured Motorist Coverage
Pays when the at-fault driver has no insurance. Required in 22 states; optional in others. Applies per vehicle on a multi-car policy.
Multi-Car Policy Structure
How a multi-vehicle policy works: one account, one renewal date, one multi-car discount, and separate coverage levels for each car.
